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What Is Life Insurance?


What Is Life Insurance?

Life insurance offers a way to replace the loss of income that occurs when someone dies (usually the person who produces the majority of income in a family situation). It is a contract between you as the insured person and the company or "carrier" that is providing the insurance. If you die while the contract is in force, the insurance company pays a specified sum of money free of income tax ?"cash benefits" ?to the person or persons you name as beneficiaries. A

good life insurance program does more than just replace the loss of income that... More


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